Jul 14, 2024  
2023 Undergraduate Bulletin 
2023 Undergraduate Bulletin

Financial Information

Financial Assistance

The primary purpose of the financial assistance program at Campbell is to provide assistance for those students who could not otherwise acquire a college education. Campbell provides an extensive financial assistance program for eligible students in the form of scholarships, grants-in-aid, loans, and part-time employment.

In 2019-2020, Campbell awarded some form of financial assistance to 86% of its undergraduate student population.

Further information about financial assistance can be recieved by calling the toll-free number 1-800-334-4111 or emailing sfs@campbell.edu. Additional information may be obtained by visiting Campbell University’s home page at http://www.campbell.edu.

Campbell requires The Free Application for Federal Student Aid (FAFSA), and does not accept any other financial aid application.

Need is calculated from income and asset information provided by student and parents on the FAFSA, as well as family size and number of family members in college. This confidential information is used to determine the amount of assistance offered to our students.

To be considered for financial assistance or scholarships, the student must

  • Apply for admission to Campbell University. The Campbell University application begins the admissions process. Acceptance to Campbell University begins the financial aid process.
  • Complete a Free Application for Federal Student Aid (FAFSA) and request the results be sent to Campbell University (Campbell University’s Title IV School Code is 002913).
  • Be accepted for admission to Campbell University as a regular degree-seeking student and/or be making satisfactory academic progress.
  • A new Free Application for Federal Student Aid (FAFSA) must be completed each academic year. This should be done as soon as the Department of Education makes it available each year.

Campbell University Financial Aid Office Satisfactory Academic Progress Policy (SAP)

The Higher Education Act mandates institutions of higher education to establish minimum standards of “Satisfactory Academic Progress.” Campbell University makes these standards applicable to all programs funded by the federal and state government, including Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, Federal Work-Study, Federal Direct Loans, and Federal Direct Parent PLUS Loans. These standards are also applicable to all North Carolina programs and certain University controlled scholarships based in part upon academic ability. Campbell University Academic and Endowed scholarships have academic requirements that are higher than those in this policy. Students are informed of these standards when they receive their Financial Aid Award email. Student-Athletes must satisfy the eligibility requirements established by Campbell University and by the NCAA to be eligible for athletically related financial aid. Programs administered by agencies other than Campbell University, such as private scholarships, or grants given by states other than North Carolina, may have their own academic standards for students. Students will need to contact such agencies to determine eligibility requirements. Transfer students and returning students to Campbell University following a period of absence or cancellation must meet Campbell’s SAP policy in order to regain or have eligibility for financial aid. Campbell University reserves the right to modify this policy at any time.

Federal Regulations require the University to establish SAP standards in the following areas: (1) Cumulative GPA; (2) Cumulative Hours Attempted; and (3) Maximum Time Frame. In addition, a school’s SAP policy must include the student’s total academic history. SAP will be determined at the end of each term, including summer sessions.

Please visit our Financial Aid Policies page to view the Undergraduate Satisfactory Academic Progress Policy. https://www.campbell.edu/financial-aid/policies/

Federal Grants and Loans

Federal Pell Grant Program

The Federal Pell Grant Program provides need-based grants to low-income undergraduate and certain postbaccalaureate students to promote access to postsecondary education. Grant amounts are dependent on the student’s expected family contribution (EFC); the cost of attendance (as determined by the institution); the student’s enrollment status (full-time or part-time); and whether the student attends for a full academic year or less. A FAFSA is required to determine Pell Grant eligibility.

Federal Supplemental Educational Opportunity Grants (SEOG)

A limited number of Federal Supplemental Educational Opportunity Grants are available to undergraduate students attending Campbell University. Funds for the grants are provided by the federal government. Grants under this program can be awarded to students who: (1) are nationals of the United States; (2) have been accepted for enrollment as half-time or better students; (3) show evidence of making satisfactory academic progress in terms of financial aid; (4) demonstrate an exceptional financial need, with priority awards being made to Federal Pell Grant recipients. Grants under this program may vary from $100 to $4,000 per year depending upon the federal budget allocation received and the number of eligible recipients.

Federal Work-Study Program

The Federal Work-Study Program (FWS) enables those students who are eligible to have an opportunity to work and earn part of the money necessary to meet their educational expenses. It is an “hours worked, hours paid” type of program. The student approved for FWS is compensated on a monthly basis for the hours that he/she worked during the month. The FWS award is not deducted from a student’s educational charges at the beginning of the semester. Students work in almost all areas of the campus - library, food services, physical plant, dormitories, academic departments, administrative offices, athletics, etc. Student workers are encouraged to arrange work schedules to allow adequate time for their studies. A student’s FWS award depends on “need” along with the amount of funds available for FWS.

Federal Direct Subsidized and Unsubsidized Loan Program

A Federal Subsidized Direct Loan is a need-based loan guaranteed by the federal government. Students are not charged interest on this type of loan if they maintain at least half-time enrollment status, during grace periods, and during deferment periods.

A Federal Unsubsidized Loan is a non-need-based loan. Interest on the Unsubsidized Direct Loan begins to accrue at the time of disbursement. The student is responsible for the interest payment. Students have the option to (1) make payments on the interest while enrolled; or (2) have their interest accrue and be capitalized (added to the principal amount of the loan).

Under these Federal Direct Loan Programs, a student classified as a freshman may borrow a maximum of $5,500; sophomore, $6,500; junior and senior, $7,500, per academic year with a total aggregate loan limit for dependent undergraduate studies of $31,000. (The student may borrow both a Federal Subsidized Loan and a Federal Unsubsidized Loan not to exceed the academic year loan limit) Repayment of these loans begins six months after the student graduates, withdraws from school, or drops below half-time enrollment. Federal Direct Loans have a fixed interest rate.

NOTE: Current interest rate information can be found on the following website: https://studentaid.gov/understand-aid/types/loans/interest-rates

Federal Direct PLUS Loan Program

This is a loan program for parents of undergraduate students as well as students who are in graduate/professional programs. The annual loan limit is the cost of education minus other aid awarded to the student. The interest rate is fixed. Loan origination and federal default fees of up to 5% may be deducted from the loan proceeds by the lender.

Veterans Administration Requirements

In addition to all other institutional policies and regulations, students who receive education benefits from the Veterans Administration must comply with the policies of the Veterans Administration and the North Carolina State Approving Agency for the training and education of students receiving VA education benefits. These policies include the following requirements:

The student must be fully matriculated prior to certification to the Veterans Administration as eligible to receive benefits.

  • Normally, an undergraduate student will receive full-time benefits for 12 semester hours or more of coursework required for his/her degree, three-fourths time benefits for 9-11 semester hours, one-half time benefits for 6-8 semester hours, and reimbursement for tuition and fees for 1-5 semester hours of work. This schedule is applicable only to the standard semester generally used by the main campus. However, for students using the Post 9/11 GI Bill® (Chapter 33), the housing allowance will be prorated by the student’s rate of pursuit (rounded to the nearest tenth). For example, a student training at a rate of pursuit of 75% would receive 80% of the Housing Allowance.
  • Summer school, evening programs, graduate programs, and undergraduate extended program sites with different academic calendars will be computed on an individual basis.
  • Only courses required to complete the program of education or remaining elective courses in the individual’s curriculum may be counted in qualifying for VA education benefits.
  • Depending on the circumstances, a student may repeat a course and receive VA education benefits for an “F” grade and “D” grade (see VA Official).

It is the individual student’s responsibility to advise the University’s Veterans Affairs Office at the beginning of each semester or term of the courses for which the student has registered. In addition, it is the student’s responsibility to advise the Veterans Affairs Office of any change in the student’s status, such as dropping or adding courses or withdrawal from the school after a semester or term has started. When a student using the Post 9/11 GI Bill® drops a class (or stops attending) after the enrollment certification is submitted to VA, the student is responsible for any overpayment owed back to VA.

If a student does not make “Satisfactory Academic Progress (SAP)” as defined in the University’s Registrar’s Office Standards or Admissions requirements in this Bulletin, the law requires that VA education benefits be terminated.

Army ROTC Scholarship and Funds

The Army ROTC Scholarship program is designed to offer financial assistance to outstanding young men and women motivated toward being an Army Officer. These Army scholarships pay 100% of required tuition and provide an allowance each year toward books and supplies. In addition, it provides a subsistence allowance of $420 each month school is in session. Four, three and two-year scholarships are awarded on a competitive basis. The four-year scholarship is for incoming freshmen; the application must be submitted online by visiting: www.goarmy.com/rotc. The deadline for submission is January 10th of your senior year of high school.

Information concerning three and two-year scholarships may be obtained from the Department of Military Science at Campbell University, tel. 1-800-334-4111, ext. 1590.

All Advanced Course ROTC students (Juniors and Seniors) without scholarships receive a monthly subsistence allowance of $420 each month school is in session; students entering the upper level ROTC program must commit to an Army enlistment contract with the goal of serving as an Army Officer in the military.

Campbell University provides each ROTC scholarship recipient attending main campus, as a full-time undergraduate student, an additional scholarship (ROTC Presidential Scholarship) designed to cover the costs of on-campus room and board, however, the student’s complete financial aid package will not exceed total cost of their education. The Army ROTC Scholarship and Funds Acknowledgement Form must be signed prior to receiving the ROTC Presidential Scholarship. Extended campus students are ineligible for the ROTC Presidential Scholarship. A student must reside in on campus housing in order to receive the ROTC Presidential Scholarship. The ROTC Presidential Scholarship will cover up to the cost of Tier 2 housing and the all access meal plan. ROTC students that choose to reside in Tier 3 and above housing will be required to pay the difference.  No monetary value will be provided to an ROTC student that decides to live off campus or not enroll in a meal plan.  If the student becomes ineligible for any part of their Army ROTC scholarship for a period of enrollment, the student will also become ineligible for the ROTC Presidential Scholarship for that same period.

Admission of Veterans, Military, and Other Eligible Persons

This institution is approved under the provisions of Title 38 and Title 10, United States Code for enrollment of veterans, military, and other eligible persons for programs approved by the North Carolina State Approving Agency. All interested personnel should consult with the certifying official at 1-800-334-4111, extension 1311, or look at the VA page on the website at www.campbell.edu. If interested in an extended program site (AOE Raleigh, Fort Liberty & Pope AAF, Camp Lejeune, CU Online, call the VA certifying official at that campus.

The University will evaluate military records for college credit, without charge, to determine the amount of credit earned for nontraditional schooling, and military experience and training, if the student applies for admission and is accepted as a degree-seeking student at the University.

For additional information, contact the Veterans Affairs Office, Campbell University, Post Office Box 36, Buies Creek, North Carolina 27506 or visit their website.

State Grants and Loans

North Carolina Need Based Scholarship

Program Type



Created by the 2011 North Carolina General Assembly, this is a need-based program for NC residents attending private institutions of higher education located in North Carolina.


Applicant must meet the following eligibility requirements:

  • Be a North Carolina resident for tuition purposes as defined by the NC Residency Manual
  • Be enrolled as an undergraduate student in at least 9 credit hours at a qualifying private North Carolina campus
  • Demonstrate a certain level of financial need based on calculated Expected Family Contribution (EFC) from the Free Application for Federal Student Aid (FAFSA)
  • Must meet Campbell University Satisfactory Academic Progress


Award amounts vary depending on the Expected Family Contribution and are determined by a N.C. State Agency.

Application Procedure

Applicants must complete the Free Application for Federal Student Aid (FAFSA), listing at least one qualifying private North Carolina institution. Consideration for the grant is automatic once the FAFSA is filed. No deadline has been established; however, applicants should meet financial aid application deadlines established by their institutions. Late applicants may be denied if insufficient funds are available. Eligible applicants must complete Residency Determination within 45 days of the start of class.

Vocational Rehabilitation

Students who are residents of North Carolina and have physical or emotional disabilities should contact the State Rehabilitation Commission for assistance.

Payment Plans as a Form of Assistance

Campbell University understands that cash flow or other problems make new and enlightened forms of payment a necessity. With this thought in mind, Campbell offers several techniques to assist families in paying for a Campbell education. Information about these payment options may be obtained from the Business Office.

Contact Information for Financial Aid from Other States

Contact information for financial aid for states other than North Carolina can be found on the Campbell University Financial Information website at: https://www.campbell.edu/financial-aid/.


Campbell University may offer a Scott Ellis institutional academic scholarship to freshman and transfer applicants at the time of admission.

Institutional Scholarships

The following assistance is provided to Campbell University students attending the main campus location who are members of Baptist Churches that participate in the Cooperative Program of the NC Baptist State Convention. A student may be eligible to receive the following scholarship:

Spouses or children classified as legal dependents of full-time Baptist pastors receive the Pastor’s Dependent Scholarship of $1,000.00 per academic year.

Endowed Scholarships

Campbell University is grateful for the financial assistance made available to students each year through our Endowed Scholarship Program. Through the generosity of the University’s many supporters endowed scholarships are established to help Campbell students receive a Christian education.

The number and amount of endowed scholarships awarded each year is contingent upon the number of returning recipients and the earnings available from the invested principals.

Endowments are coded into two categories; general and departmental. A general undergraduate endowment is not program major specific. Departmental endowments are established to assist a student in a specific program of study. A student must be approved in the program of study as a “major” for consideration of award of a departmental endowment.

Freshmen and first term transfer students are considered for award of an undergraduate general endowment after they are matriculated, main campus and full-time students for the Fall/Spring semester. University Policy is Academic Merit Scholarships (Scott-Ellis Scholarships) are funded in part or in total from institutional, endowed, or other sources of gift aid available to the University. If the student has been awarded an Academic Merit Scholarship and is subsequently awarded an undergraduate general endowed scholarship then the academic merit award will be reduced by the full amount of the undergraduate general endowed scholarship award.

The minimum requirements to be considered for award of an endowed scholarship are:

  • Must be a matriculated main campus full-time student for the Fall/Spring semester
  • Must meet donor eligibility requirements (i.e. demonstrated financial need, residency, church membership, academic performance)

In addition good conduct, good citizenship, community service, and other such similar criteria are considered in the selection of scholarship recipients.

Students must maintain a Campbell University cumulative grade point average of 2.0 or higher after the completion of the first semester and each subsequent semester to remain eligible for an endowment scholarship. Students’ academic standing will be reviewed at the end of each semester.

Departmental endowments are established to assist students in a specific program of study. The student must be approved in the program of study as a “major” for consideration of award of a departmental endowment. Instructions for applying for a departmental endowment are posted on the Campbell University website at https://www.campbell.edu/financial-aid/scholarships/endowed-scholarships/

The website also has a series of program mini-guides which will allow students to search for departmental endowments.

All undergraduate endowed scholarship recipients are required to write a thank you letter to their donor. Scholarship awards are placed in pending status until the thank you letter is turned in to the Endowed Scholarship Program Office. After the initial award notification letter is mailed and two e-mail follow-ups are sent to the student’s Campbell email account, the award is canceled if the thank you letter is not turned in.

Graduate students must apply for departmental endowments through their respective schools.

Endowed Scholarship Program Office
Location: 40 T.T. Lanier St. (Office of Financial Aid)
Hours: Monday - Friday from 8:30AM - 5:00PM.
Phone: 1-800-334-4111 extension 1244 or 910-893-1244.
Fax: 910-814-5788

Refund/Repayment Policy

In the event of a student’s complete withdrawal from the University for a Particular Enrollment Period, refunds/repayments are calculated according to the Higher Education Act and its subsequent modifications. Campbell University will comply fully with federal regulations as required. This method will be used to determine refunds/repayments for Title IV aid as well as state and institutional aid. This includes students who do not follow the University’s policy for official withdrawal.

The refund policy is listed in its entirety earlier in this document.