FIN 438 - Commercial Lending & Credit Analysis

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The study of the principles of commercial lending to corporate customers by commercial banks. The course will examine the 5 “C’s” of credit, as well as the complete commercial lending function with emphasis on the analysis of corporate financial statements to determine the creditworthiness of commercial loan requests. Lecture will be augmented with real-world case analysis. Special emphasis will be placed on asset-based lending facilities, valuation of collateral, the collection of credit information and its analysis, and the risk-based pricing of commercial loans. Prerequisite(s): BADM 314.